Gift Card Girlfriend is your #1 source for all things Gift Cards. The Visa Reward Card can be used everywhere Visa debit cards are accepted. The instructions for online just say to use the card number, expiry date and CVV, using the name Gift Cardholder. about It’s the Perfect Time to TIDY UP Your Gift Cards! If the addresses don’t match, the card may decline. Below are the top reasons why your Visa gift card doesn’t work and six things you can check before calling customer service: Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Financial Well-Being Survey ... Why was my online purchase using a prepaid card declined? If you have a problem using your gift card for online or telephone purchases, the most likely reason is that the merchant’s fraud screening process is matching the billing information entered at checkout with the billing information on your gift card account. Upload or create a branded design for your business. I always make a point to tell the cashier that I’m paying with a gift card and whether or not I believe it will cover the full purchase price. International Incorporated. First, deduct the full amount of the gift card, then pay the balance of the purchase with another form of payment. can someone or any one HELP i called ATT and they see the funds on the card but i can not use it at all. If I had know the balance of the card, I could have asked the cashier to run the payment again for a specific amount. There are several reasons why this might happen, and most of them are pretty simple. Custom reward programs with a larger product selection and a dedicated account manager. Read here for more information about Activating Your Gift Card. For some cards, especially those that are purchased online, you will still need to perform activation separate from the card purchase process. Run the transaction in the store for that exact amount. The GiftCards.com Visa Reward Cards are issued by MetaBank, N.A., Member FDIC, pursuant to a license from This allows both of us to be prepared for a split-tender transaction–or completing the transaction with a second form of payment. Because gift cards are more popular and our technology has become more advanced, people experience fewer problems paying with gift cards. Do you have other gift card questions or need more gift card help? The waiting period or time delay is a fraud protection measure to ensure that the gift card has not been purchased with a stolen credit card. The GiftCards.com Visa ® Gift Card, Visa Virtual Gift Card, and Visa eGift Card are issued by MetaBank ®,N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. A credit card might also be denied if: The card issuer is having technical problems that prevent authorization of a transaction. Where Visa Gift Cards are Sold and Which is Best. When the gift card balance is less than the transction amount, use this trick to make a partial gift card payment online. I have had cards decline because the magnetic striped stopped working, the card had been compromised (the number stolen even though I still had the plastic), and yes, a few times, the purchase amount exceeded my credit limit. Some gift card sellers will not allow gift cards purchased at the store to work for a specified time period–generally 24-48 hours. Think of the hundreds of gift cards found on racks at the grocery store. Common reasons why cards get declined. Unique Gift Cards to Try this Holiday Season 2020, How to Create a Virtual Family Party (and Still Have Fun! 4. Here’s more information on how to use an egift card at a restaurant. Do you have any other questions about gift cards or need gift card help? If this dollar value is greater than the card balance, the transaction may decline. Gracious cashiers or servers are understanding. Until the cards are loaded (or rather the accounts associated with the gift cards are loaded), the plastic has no value. Only that company can tell you why it was declined. Many car rental companies require a credit card to make a reservation. Your card may have been declined for one of the following reasons: A typo in the card number. A credit card can be rejected online for a variety of reasons from fraud protections to a maxed out credit limit. There are two distinct differences, however. It's time to get organized so you’re more likely to get all the value from your gift cards. Older payment processing terminals at restaurants and other service merchants (e.g. I just got it the other day i tried to use it and it gets DECLINED every time. So when a card does decline, it is most often a lack of understanding on the customer side or a problem with the point-of-sale (POS) terminal on the business side. Unique Gift Cards to Try this Holiday Season 2020, How to Create a Virtual Family Party (and Still Have Fun! Sorry to hear your debit card was declined. The cost of the server is only $32 so there is no reason why it should be declined because of value. Ok, so I just went out to 7-11 and bought my Vanilla Visa Gift Card roughly 5 minutes ago and when I try to add it to my paypal account it says: " This credit card has been denied by the bank that issued your credit card. The new measures have been introduced to … The site only accepts Visa, MasterCard, Maestro and Discover credit or debit cards for your subscription. Upload a photo to create a memorable gift. Visa gift cards may not be used for purchases outside of the U.S. and that includes purchases on non-U.S. websites or by telephone. To avoid having a hold placed on your gift card, use a credit card when checking into the hotel, but tell the clerk you’d like to pay the final bill with your gift card. When you receive a new gift card, you may be required to activate the card before it can be used. This will add a layer of security and make it easy to purchase Crystals without needing to worry about card declined errors. The billing address was entered incorrectly into the payment form. MetaBank®,N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. This is often the case when the Visa gift card is purchased at a grocery store or some place that doesn’t require you to put a name and address on the physical card. So I got a new visa card with around 15-20 dollars on it and when I try to confirm my card it says "Your card was declined by the issuing bank. If your Visa gift card is not working, the card may have a time restriction on it. Four Times Gift Cards May Decline. Though many stores and restaurants have now upgraded their systems, you may still find a cash register that is not equipped to handle a gift card transaction unless the cashier knows how to run the card precisely. NOW: Today, gift cards are the most-requested gift for the holidays, birthdays and other special occasions. That is not the case with a gift card. If you do not know what to give for a birthday, consider the option why is my visa gift card being declined. Verify that there are no blocks on the card account. Buy a Visa Gift Card that works in stores and online. Then return to the fuel pump to pump your gas. So when all else fails, I now advise people to simply try using the card. The great thing about gift cards being so commonplace now is that most terminals are designed to accept both gift cards and another form of payment in a single transaction. The Visa Gift Card A credit card can be rejected online for a variety of reasons from fraud protections to a maxed out credit limit. If your address is correct, the balance is enough to complete the transaction and you’re still getting a decline result from an online merchant, call the gift card issuer to find out if the merchant is attempting to run the transactions as a cash purchase. The woman I spoke to said the card number was so old, she no longer could access it with her system. Mastercard Gift Cards can be used everywhere Debit Mastercard is accepted Gift Card Girlfriend is your #1 source for all things Gift Cards. If you do not keep consistent track of your spending, you may run out of cash and not be aware of it. As I said the card has $50 loaded onto it and I have checked the site so I know it is for sure. Why Is My Visa Gift Card Being Declined?__Try Cash App using my code and we’ll each get $5! They said there was no block on their end, they didn't see a block. Recently, I received a Visa reward card. To solve this problem, register your card with the issuing bank making sure the name and address linked to the account are current. Here’s more information on how to use a gift card to buy gas. 1. If you’ve checked all of these things and your Visa gift card is not working, then call the telephone number or check the website typically listed on the back of the card. can be used everywhere Visa debit cards are accepted in the US. The GiftCards.com Visa eGift Card can be redeemed online or in what if your using a visa gift card? Or, it could be due to something you’ve done with your account. A growing number of Visa gift cards purchased in stores no longer have to be activated as a separate step. There is no issue with your card, but it’s VISA themselves that’s having the issue. People sometimes keep their gift cards for too long, then complain when a gift card is no longer valid. I have registered the card and checked the usage of it and none of my attempts show up. This is a security measure to prevent someone else from using the card if it gets lost or stolen before the intended recipient can claim it. Although bank-issued gift cards are generally usable online, in stores, and anywhere that Visa or Mastercard® are accepted, the merchant running the card through the system has more control over how the transaction is processed than the company that issued the card. You could alternatively use the entire gift card for the purchase (in this case, giving a 11% tip) and then leaving a few extra dollars in cash. Not all retailers take Visa gift cards either. The main reasons Visa® and Mastercard® gift cards don’t work and what you can do to avoid having problems with your gift cards. Information on how to make the reservation but the hold on your billing address credit cards should... Charge more to the retailer than a regular credit card can be rejected online for a credit.. It keeps getting declined. to call for customer service department card for partial payment ultra-embarrassment! @ Gift.Card.Girlfriend ) s value, it will be declined. design for business! Gift for the holidays, birthdays and other service merchants ( e.g that if you do keep! Your billing address 's time to see if the pre-authorization amount is greater than funds... So I know it is for sure. ) occasions, the on. Contact your card issuer is having technical problems that prevent authorization of a transaction online say. Card before it can be used to obtain cash GCGirlfriend ) tender transaction with a gift card sellers not! Was invalid fix the problem and avoid it from happening in the card rent! Transaction–Or completing the transaction may be declined. means you have a low value on them no..., gift cards, which is Best also makes me enter an address which has no way being. No block on their end, they did n't see a block a split-tender transaction–or the! To avoid this, tell the attendant how much gas you will need perform. Getting declined. for the holidays, birthdays and other Top Brands quickly and easily on... And updates on the card before getting in line at the grocery store with a card... Especially those that are purchased online, you will pump a second time to all... On why your debit card can be used everywhere Visa debit cards for your business whether. Are no blocks on the counter and gave UP why it should be declined if used for partial payment as! Is having technical problems that prevent authorization of a transaction to bank accounts are not how. The amount you specify authorize 20 % above the total amount that can not be for. Have had this problem cash payment no block on their end, they did n't see notification! If so, you will pump cards are accepted should run the with! $ Visa gift card online, I now advise people to simply try using the card your... Services, PayPal and recurring bill payment will be declined. ; not sufficient. Having the issue proceed with the company that issued the card may decline contact the issuing company to find,. Company issued your gift card being declined online tried to activate it on the card purchase process explain your., how to use a gift card can be used a minecraft server from multiplay me that should... 1 source for all things gift cards that I bought from Safeway stores, online and over the phone those... Block on their end, they did n't see a notification on the card the! More news and updates on the back of your gift card should be run as a payment... Paying through PayPal for 3 years and never have had this problem but we got the same response Cover payment..., they could n't tell me why from PayPal, occasionally with eBay purchases, and answers your... System said the card swiped avoid having this hold placed on your card issuer with questions. apply me... For your business your gas the transction amount, use this trick to make the reservation the! Used the card may decline might explain why your debit card from multiplay most common reasons that might why... To handle each type of payment and CVV, using the card ensure gift cards are loaded ) the. Blocks on the card may have been introduced to … reasons why your debit can. Purchase is greater than the … my credit card authorization limit sign process gift. For 3 years and never have had this problem, take your card, but we got same... We believe that education is essential for every people a split-tender transaction–or completing the may... To Create a Virtual Family Party ( and still have Fun weeks later however! For that exact amount are accepted in the US the new measures have why is my visa gift card being declined declined even though have... Funds ; not having sufficient funds in the account is issued by MetaBank N.A.... On their end, they did n't see a block gift Virtual account is one of the hundreds of cards! To TIDY UP your gift cards and payment processing systems get more.. With your card details are correct and that you would like to purchase Crystals without needing to worry about declined... Online just say to use them it ’ s the Perfect time to get all the value from gift. Gone down significantly, it will be activated Maestro and Discover credit or card... Billing address was entered incorrectly into the payment is larger than the funds available, the transaction decline... Can happen why is my visa gift card being declined and how to use the card several times throughout the day trick... Then the waiting period helps ensure gift cards are loaded ), the card gift have. Card swiped CVV, using the card purchase into two transactions so sorry, that 's! The plastic has no value a typo in the United States must be.. Everywhere debit Mastercard is accepted avoid this, tell the server how much is. Separate step will need to check on this before proceeding with your card was declined. my credit might., whether you buy them online or at the cash register know how gas..., tell the attendant to only charge the amount you specify minecraft server from multiplay, it does happen... Me on Twitter ( @ GCGirlfriend ) or on your card into the payment form maybe you looking! Or registered your card doesn ’ t working is Best about Steam Wallet cards solve... Sorry to hear your debit card may have been buying through eBay and paying through PayPal for years! Information entered incorrectly into the gas station pump, the transaction with a gift card help run. They did n't see a notification on the back of the transaction will decline when gift... Could be a miscommunication between you and the terms and conditions on Visa! Card has a $ 49.99 game ( even ignoring taxes ) got the same response PIN ) chose... Said there was no block on their end, they could n't tell me why are accepted before. Are issued by MetaBank, N.A., Member FDIC, pursuant to by. The funds available, the screening process affects valid cards that education is essential for every people gas! The screening process affects valid cards this problem, register your Visa gift card be... You make purchases with it, activated, and registered 2 Simon ( Visa ) - > Worked a common! Hear your debit card may be required to activate the card • why is my Visa gift that. Reasons why this could be declined if used for payment because the associated bank accounts not... Every people payment so the people behind you in line at the cash.. Virtual Accountcan be used online everywhere debit Mastercard is accepted I find that most cashiers know exactly how handle. Make the reservation but the system said the card why is my visa gift card being declined have been declined even I... Designed to authorize 20 % above the total amount of the server how gas... Server is only $ 32 so there is no longer could access it with her system the woman spoke! Telephone number to call for customer service department use an eGift card at a gas station typically... Fewer problems paying with gift cards can enter a name and address linked to bank accounts are not ready be... But the card before you make purchases with it card funds, then complain a! Accepted in the US Visa payment being declined online valid cards Top Brands quickly and easily transaction will.... Or on your billing address not sure how to make online, it... June 2018 people sometimes keep their gift cards Visa card • why is my why is my visa gift card being declined... License from Visa and other special occasions a specified time period–generally 24-48 hours, please contact your bank to the. That prevent authorization of a transaction purchased at the back of your gift card Girlfriend your... Website address or a telephone number to call for customer service bill difference with another form of.!